Daylit is on a mission to build the future of working capital
Meet our founders, learn how Daylit got started and check out our open roles.









We're building the future of working capital
We envision a world where capital is available at every business owners' fingertips and actionable, financial intelligence is just a click away.
Mission
Future of working capital
Daylit is building the future of working capital across two pillars: capital at your fingertips and actionable financial intelligence.
We believe that businesses need better access to both financial products and financial intelligence - we're on a mission to provide an all-in-one experience.

Vision
Agents to analyze risk and opportunities
From the beginning, Daylit has been focused on building a coordinated network of the most capable forensic accounting agents, designed to analyze credit risk and opportunities for traditional businesses.
Today, these agents have evolved from reading bank account and ERP data to analyzing customer fact patterns, coordinating cross-system communication, to even real-time OCR tooling for faster inputting.
Values
Be curious, achieve as a team, and grind
Daylit's four values are listed as:
1. Lean curious
2. Achieve excellence
3. Win and lose as a team
4. Enjoy the grind
We value and protect our company culture and push to bring the brightest and highest achievers across the world to join our pursuit.

From humble roots to staying humble.
Daylit has grown to become a leader and innovator in the world of working capital.
Co-founders Jared Shulman and Jerry Shu meet at an MIT networking event when an event coordinator mistakenly switches their name tags.
The team, now joined by Freya Dai, Paul Curran, and Evelyn Peng, officially launch as Lendica - providing fast and affordable capital to SMBs.
After 18 months in market, the team officially releases Lens - an early version of its AI agent underwriting engine designed to make autonomous decisions.
The company posts a record year in 2024, growing revenue by more than 3x and adding to its growing list of underwriting agents.
Lendica rebrands to Daylit after $110m capital raise with bold mission to build the future of working capital.
Designers, engineers, and ex-operators
We’ve scaled fintech products, built APIs, and supported platforms like yours.






Working capital just got brighter
Take the guesswork out of working capital with an all-in-one platform that delivers capital at your fingertips and actionable, financial intelligence.
Easy to use platform
Simple, intuitive platform built for operators with busy schedules.
Free to open and keep
No more paying for unused fees or maintainance charges.
Always on and ready
Daylit's platform is 24/7/365 and ready to support.
Flexible terms
Credit amount, repayment schedule, and interest rates tailored to your needs.
User-friendly dashboard
Track your line of credit usage online anytime.
Actionable intelligence
Leverage Daylit's agents to save you time.