Accounts receivable
Customer story
Small business
Specialty contractors

Invoice Factoring for Interior Design Cash Flow

Is waiting on customer payments straining your cash flow? Learn how an interior design firm solved this with invoice factoring.

Jared Shulman
October 8, 2025

Daylit case study: the experiences and results below are self-reported by Daylit and the featured business. They describe the original case, not a performance guarantee or a current financing offer.

A Daylit customer, a prominent interior design company, was facing a familiar business challenge: waiting on customer payments was straining their cash flow.

In mid-2025, they turned to Daylit’s FundNow invoice factoring solution to bridge the gap. Within hours of applying, they were approved for a credit line, and in their first month they financed 9 invoices. Here’s how FundNow helped them bridge cash flow.

How They Discovered Daylit

They first heard about Daylit through a Paystand referral, a trusted partner of Daylit. The company uses Paystand for payment processing, and their Paystand representative pointed them to Daylit as a way to improve cash flow. Being introduced by a trusted partner gave the owner confidence that FundNow could be a reliable solution.

The Need for Accounts Receivable Financing

Like many project-based businesses, they often complete jobs and then wait 30-60 days for clients to pay their invoices. This delay tied up funds they needed for new projects and operational expenses.

“We’d finish a project and then be stuck waiting for the payment,” the owner explains. “It was putting a strain on our cash flow. We needed a way to get paid sooner so we could keep the business running smoothly.”

The search was on for a financing solution that could advance their invoice payments without the hassle of traditional loans. FundNow met this need by offering quick advances on invoices (i.e. invoice factoring) to free up working capital immediately.

Giving FundNow Invoice Factoring a Try

With the recommendation in hand, the owner decided to give FundNow a try. The first interaction with the Daylit team impressed her.

“Honestly, our first call with the Daylit team was great. They were friendly, down-to-earth, and answered all our questions.”

The onboarding process was described as quick and painless. She filled out an online application and was pleasantly surprised by the fast turnaround.

“The application was straightforward, and the team helped us through it. We got approval in less than a week, which was amazing.”

That speedy approval gave them the green light to start funding invoices right away.

{{fundnow-learn-more}}

Fast Accounts Receivable Cash Flow Solution

Once approved, they wasted no time leveraging FundNow. On the very same day their credit line was approved, they drew advances on their first invoices.

“As soon as we got the green light, we factored our first invoices that very day.”

With FundNow, they could select outstanding invoices and receive a large portion of the cash up front, instead of waiting weeks. Over the next month, they continued to use FundNow regularly.

“It became a routine. Send an invoice, click a few buttons, and boom, cash in our account within a day.”

Within their first month, they’ve financed 9 invoices through FundNow to help bridge cash flow. This influx of immediate cash meant they could purchase materials for new jobs and pay their vendors on time, all without waiting for customers to pay their bills. Key Results so far:

  • 9 customer invoices financed via FundNow within their first month
  • Immediate use of funds: First invoice financed same day as approval
  • Improved cash flow: Enabled timely supplier payments and taking on new projects without financial delay

FundNow vs. Other Financing Solutions

Prior to FundNow, they had considered traditional invoice factoring and even bank credit lines, but nothing quite fit. The owner highlights a few ways FundNow stood out from other options:

“Other lenders and factoring companies we looked at were either too slow, too expensive, or too cumbersome. FundNow was different. It’s integrated with our existing workflow, so we didn’t have to change how we invoice clients. The fees were clear, and the process was mostly automated.”

She appreciated that there were no long paper applications or hidden fees. Everything happened through Daylit’s online portal and their Paystand platform integration. Another big difference was speed and service.

“Usually, getting financing from a bank can take weeks of back-and-forth. With Daylit, we got funded in days. And whenever I had a question, the Daylit team was there to help, which isn’t something you get with a typical lender.”

This responsiveness made Daylit feel more like a partner than a faceless finance company. In short, FundNow’s convenience, speed, and transparency set it apart from other invoice factoring products they’d seen.

Overall Experience FundNow Invoice Factoring

Overall, their experience with Daylit has been extremely positive.

“From the people to the platform, Daylit made financing easy. FundNow solved our immediate cash flow problem, and it’s become part of how we operate now.”

In the end, their story highlights how a straightforward solution like FundNow can have a big impact. By freeing up working capital in a short span, the company could take on more projects and grow without cash flow bottlenecks.

{{fundnow-learn-more}}

‍

Further reading

Receivables financing can change reported DSO without improving underlying collections. See CFO.com’s analysis.

Related guidance: Working Capital Management for Packaging Companies; Solar Cash Flow: Factoring and Reverse Factoring.

References

Field Services

See the solution →
Insights

You might also like...

Daylit vs. Oddr: Which One Moves a Law Firm's Collection Cycle Faster?
Oddr and Daylit both sell AI to law firm billing and collections teams, but they go after different halves of the revenue cycle. Here's how each one handles billing, disputes, and collection, using only what each has published.
Read more
Daylit vs. Oddr: Which One Moves a Law Firm's Collection Cycle Faster?
Report
Your AR Inbox Isn't Slow. It's a Trust Problem.
Automated replies aren't risky because the AI sounds robotic. They're risky because you don't know what they'll say. Here's how Daylit lets AI answer routine customer emails from your own templates, checked again before every send.
Read more
Your AR Inbox Isn't Slow. It's a Trust Problem.
Accounts Receivable Automation
Daylit vs. Monk: Collection Automation Compared for Mid-Market Teams
Monk and Daylit both go live in days and both pause follow-ups on disputed invoices. Here's where the two actually split: on what gets measured, how disputes get worked, and cash that can't wait for the customer.
Read more
Daylit vs. Monk: Collection Automation Compared for Mid-Market Teams
Report
Speed up cash collection with FundNow

Learn how you can get paid upfront on your sales invoices.

Button
Button