Working capital tools built for savvy retailers
Take advantage of volume discounts and flexible working capital to improve your margins and expand your empire.
Working capital for building your retail empire
A line of credit to make sure funds are always available to hit quantity discounts and expand operations.
Free to open & keep
Unlike banks that charge tens of thousands of dollars to open a line of credit, Daylit is free.
Expand operations
Daylit's flexible working capital line, DrawDown, is built for retailers seeking better options than typical MCAs.
Improve your margins
Daylit's suite of working capital tools help you win early-pay and quantity discounts.
Take the guesswork out of money coming in
We've supported thousands of working capital cycles across Daylit's financing products. We're just getting started.
Worried about A/R.
Say goodbye to the days of worrying about piling up accounts receivable.
Missed vendor discounts.
More than 80% of businesses miss early-pay or bulk discounts. Welcome to the 20%.
Lost from no planning.
Businesses lose $50k each year from lack of cash flow planning. Not anymore.
Working capital at your fingertips
Whether it’s covering your daily expenses or making a big purchase, we have the cash flow solutions to keep your business running smoothly.
Speed up cash collection with accounts receivable financing
Get the funds you need today with an advance on your invoices. Pay Daylit back when your customer pays you.
Offer payment terms to your customers
Offer PayLater on your invoices to customers. Get paid upfront by Daylit, while your customers pay us later.
Delay vendor payments with accounts payable financing
Enjoy early pay and volume discounts with your suppliers. Daylit pays them upfront.
Get working capital line of credit for big purchases
Access fast funding for major investments or expansion projects. Grow without giving up equity.
What our customers say
Companies across industries, from chemicals and specialty contractors to healthcare, trust Daylit to optimize their working capital.
You’ve got questions, we’ve got answers
It’s a financing solution that gives specialty contractors access to cash to cover expenses like equipment and materials while waiting for project payments to come in.
Construction projects often involve long payment cycles, retainage (withheld payments), and significant upfront costs. Working capital financing bridges these gaps so projects can stay on schedule.
Equipment financing is tied to the purchase of specific equipment, while working capital products can be used for any operating expense.
Since retainage often withholds 5–10% of payments until project completion, working capital financing provides cash flow to cover expenses until those funds are released.
Subcontractors, suppliers, and specialty contractors (plumbing, electrical, HVAC) all benefit from working capital solutions.
Specialty contractors often juggle several jobs at once. A line of credit ensures funds are always available to start new projects without waiting for older ones to be paid.
Working capital just got a little brighter
Daylit is an all-in-one working capital platform to help you take the guess work out of when money comes in.
